Rural Microentrepreneur Assistance Program - Nevada

From USDA: Rural Development (RD)

We are committed to helping improve the economy and quality of life in rural America.

Type of Support

Overview

This program offers loans and grants specifically targeted at Microenterprise Development Organizations (MDOs) to support the startup and growth of microenterprises in eligible rural areas. The objectives include providing a Rural Microloan Revolving Fund for microloans, delivering training and technical assistance to microloan borrowers and micro entrepreneurs, and ensuring activities are focused on rural areas with populations of less than 50,000 to support economic growth outside urban centers. Financial assistance is available in the form of grants up to $205,000 annually for technical assistance and loans ranging from $50,000 to $500,000 for establishing a Rural Microloan Revolving Fund, with a total aggregate debt limit of $2.5 million. A matching funds requirement of at least 15 percent is in place for grant recipients.

Eligibility

Organization's Location
USA
Program Location
NV
Organization Type
Nonprofits
Federally-recognized tribes
Institutions of higher education
Other
  • Businesses must be located in an eligible area
  • Must have 10 or fewer full-time employees
  • Must have experience in managing a Revolving Loan Fund or have received relevant education and training
  • Actively and successfully participating as an intermediary lender in good standing under the SBA Microloan Program or similar
  • Maximum loan term is 20 years, with a two-year payment deferral
  • Must establish a loan loss reserve fund
  • Loans to ultimate recipients: up to $50,000, fixed interest rate, limited to 75% of project cost
  • Funds can be used for working capital, debt refinancing, purchasing equipment and supplies, improving real estate
up to 500k

Submission

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